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All of the following vehicles can be insured under an unendorsed personal auto policy EXCEPT:

A. motorcycles
B. rental cars
C. newly acquired vehicles
D. trailers hitched to the insured vehicle

Answer :

Final answer:

Motorcycles cannot be insured under an unendorsed personal auto policy because they require a special policy or endorsement due to their unique risks and coverage needs.

Explanation:

The vehicle that cannot be insured under an unendorsed personal auto policy is motorcycles. Personal auto policies are typically designed for standard passenger vehicles, including cars, SUVs, and light trucks. They often include coverage for rental cars, newly acquired vehicles, and trailers hitched to the insured vehicle, under certain conditions.

However, motorcycles usually require a special policy or endorsement because they pose different risks and have different coverage needs compared to standard passenger vehicles.

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