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Answer :
Final answer:
Under the Unfair Trade Practice Law, not remembering a client's birthday would not be considered a prohibited practice.
Explanation:
Under the Unfair Trade Practice Law, activity (c) "Not remembering your client's birthday" would not be a prohibited practice. The Unfair Trade Practice Law typically focuses on practices that involve intentional misrepresentation, forgery, or illegal activities that harm consumers. Forgetting a client's birthday may not be considered a prohibited practice as it does not involve any fraudulent or criminal behavior.
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Final answer:
c) Not remembering your client's birthday.
Explanation:
Under the Unfair Trade Practice Law, not remembering your client's birthday would not be considered a prohibited practice. This action, while perhaps not the best business practice, does not fall under the category of deceptive or fraudulent behavior that the law aims to regulate.
On the other hand, intentionally misrepresenting coverage terms, forging a client's signature, and committing a felony are all clear violations of the Unfair Trade Practice Law. These actions involve deceit, fraud, and illegal activities that directly harm clients and undermine the integrity of the insurance industry.
It is important for professionals in the insurance industry to adhere to ethical standards and legal regulations to maintain trust and ensure fair treatment of clients. This not only protects consumers but also upholds the reputation of the industry as a whole.
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