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Answer :
Final answer:
In commercial auto insurance, a truck, tractor, or trailer is non-zone rated if it is not limited to a specific geographical area for its use. Insurance rates of non-zone rated vehicles are not based on geographical areas of operation.
Explanation:
In the context of commercial auto insurance, a truck, tractor, or trailer is non-zone rated if it is not restricted to a specific geographical area for its usage. The term 'non-zone rated' implies that the vehicle can be used broadly, without any locational restrictions, hence, does not have geographically-based insurance rates. The rates for non-zone rated vehicles are typically calculated based upon factors like the vehicle itself, its intended use and safety records, but not on the geographical area it operates in.
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