A man wanders onto the runway of a small airport and is injured by a taxiing plane. Which insurance policy would pay for his injuries?

Question

22-09-2024
Business

High School

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A man wanders onto the runway of a small airport and is injured by a taxiing plane. Which insurance policy would pay for his injuries?

Answer :

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pankajugt pankajugt · Answer 1 · 2023-10-27T15:41:08-04:00

Final answer:

The injuries of a man hit by a taxiing plane at an airport would be covered by the airport's liability insurance, which includes coverage for bodily injury on the premises, or potentially from the aviation insurance specific to the aircraft involved.

Explanation:

The appropriate insurance policy to cover the injuries of a man who wanders onto an airport runway and is injured by a taxiing airplane would most likely be the airport's liability insurance. This type of insurance typically provides coverage for bodily injury that occurs on the premises. Since airports are heavily regulated environments, their operations typically include insurance policies that cover such incidents. It is not the responsibility of the individual's personal health or accident insurance, as the airport is liable for maintaining a safe environment. Coverage could also potentially come from the aviation insurance policy specific to the aircraft, which generally includes a provision for third-party damages, should the situation be attributable to the operation of the airplane.

If no liability insurance were in place, or if the injured party had contributory negligence, the situation could be more complicated. However, in standard cases, an airport's liability coverage would likely be the source of compensation for the injured party's medical expenses.