The Florida Department of Financial Services will automatically refuse to issue, suspend, or revoke an insurance professional’s license for all of the following reasons, EXCEPT:

A. Intentionally misrepresenting the terms of an insurance policy
B. Improperly using any money received in the course of doing business under the license or appointment
C. Demonstrating a lack of knowledge and technical competence that is needed to use the license
D. [Provide a coherent option here]

Question

22-03-2025
Business

High School

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The Florida Department of Financial Services will automatically refuse to issue, suspend, or revoke an insurance professional’s license for all of the following reasons, EXCEPT:

A. Intentionally misrepresenting the terms of an insurance policy
B. Improperly using any money received in the course of doing business under the license or appointment
C. Demonstrating a lack of knowledge and technical competence that is needed to use the license
D. [Provide a coherent option here]

Answer :

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Harsh056 Harsh056 · Answer 1 · 2025-01-02T13:23:06-05:00

Insurance professional’s license for all reasons, EXCEPT C. demonstrating a lack of knowledge and technical competence that is needed to use the license.

The Florida Department of Financial Services has the authority to refuse to issue, suspend, or revoke an insurance professional’s license for various reasons related to professional misconduct and competence. These reasons include:

Intentionally misrepresenting the terms of an insurance policy: This means if an insurance professional knowingly provides false information about what a policy covers, their license can be revoked.
Improperly using any money received in the course of doing business under the license or appointment: If an insurance professional misuses or mishandles money received from clients, their license can be suspended or revoked.
Demonstrating a lack of knowledge and technical competence that is needed to use the license: If a professional is found to lack the necessary knowledge or skills to properly perform their duties, their license can also be revoked.