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Answer :
Final answer:
An c) employee's own vehicle is not covered by a commercial auto policy for losses incurred during the course of their employment.
Explanation:
A commercial auto policy is designed to provide coverage for vehicles used in the conduct of business. However, it does not cover every situation. Specifically, the policy does not cover personal vehicles used by employees, even if they are being used for business purposes. When it comes to the scenario where an employee is using their personal vehicle for work-related activities, any damages or losses the employee incurs would not be covered by the employer's commercial auto policy if the loss relates to the course of employment. This is because the policy is intended to protect the commercial interests of the business and its assets, not the personal assets of employees.
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