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Answer :
Final answer:
Fraud perpetrators are most accurately described as, option A) White-collar criminals, a term coined by Edwin Sutherland in 1939 referring to nonviolent financial crimes by professionals.
Explanation:
Fraud perpetrators, particularly those engaged in crimes involving deception, concealment, or violation of trust without the use of force, are most accurately described as A) White-collar criminals. The term 'white-collar crime' was coined by Edwin Sutherland in 1939 and refers to financially motivated, nonviolent crime committed by professionals of high social status in the course of their occupation. Unlike blue-collar crimes, which are typically street-level crimes like theft or vandalism, white-collar crime includes offenses such as fraud, bribery, ponzi schemes, insider trading, embezzlement, and cybercrime, aiming to obtain or avoid losing money, property, or services or to secure a personal or business advantage.
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