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Answer :
A typical white-collar criminal is a socially conforming, educated individual who exploits their position of trust to commit financial crimes. They are often a part of the higher social classes and face less severe penalties compared to those who commit street crimes. Therefore the correct answer is option 1.
A typical white-collar criminal is often characterized by being socially conforming, educated, and holding a position of trust or authority which they exploit for illegal monetary gain. White-collar crime is a type of nonviolent crime committed primarily for financial benefit, and these criminals are generally part of the upper-echelons of society, carrying out their illicit activities within the corporate sector.
From the insights provided by Edwin Sutherland, who coined the term in 1939, we understand that white-collar criminals are typically opportunistic, leveraging their circumstances and positions to engage in crimes such as fraud, bribery, insider trading, and embezzlement. Unlike their blue-collar counterparts, who commit more visible street crimes, white-collar offenders often operate within a veil of legality and respectability, making their detection and prosecution more challenging.
White-collar criminals are frequently portrayed as middle-aged, successful professionals, contrasting with the common stereotypes associated with crime. They operate in environments where they have unmonitored access to substantial financial resources, and the complex nature of their crimes means that when caught, they often face comparatively lenient consequences.
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