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Answer :
Final answer:
The Florida Department of Insurance Regulation is responsible for overseeing 'market conduct examinations' in Florida to monitor and ensure the compliance of insurance companies with state laws and regulations. The correct answer is b) Florida Department of Insurance Regulation.
Explanation:
The correct answer is b) Florida Department of Insurance Regulation.
The Florida Department of Insurance Regulation oversees market conduct examinations, which are conducted to ensure that insurance companies are complying with state laws and regulations and treating consumers fairly. These examinations may cover areas such as claims handling, underwriting, marketing, and sales practices.
The Florida Department of Financial Services primarily regulates financial institutions and products in the state, such as banks and securities.
The Florida Department of Business and Professional Regulation oversees a variety of industries, such as construction, real estate, and hospitality.
The Florida Department of Agriculture and Consumer Services regulates and promotes various agricultural industries and provides consumer protection services.
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